Easiest Investments to Make Money

Simple, low-effort investment strategies that can grow your wealth

Person analyzing investment charts

Simple Investments That Generate Returns

You don't need to be a Wall Street expert to make money investing. These easy investment strategies require minimal effort while still providing good returns over time. The key is consistency and letting compound growth work for you.

While all investments carry some risk, these options are among the simplest ways for beginners to start building wealth without needing specialized knowledge.

What Makes an Investment "Easy"?

We consider investments easy when they:

  • Require minimal research and maintenance
  • Don't need constant monitoring
  • Have low barriers to entry
  • Offer diversification automatically
  • Have proven long-term returns
Remember: Even easy investments should align with your risk tolerance and financial goals.

7 Easiest Investments to Make Money

7%

Index Funds

Low-cost funds that track market indexes like the S&P 500. Provide instant diversification.

Medium Risk

Minimum: Often $100 or less

4%

Dividend Stocks

Stocks that pay regular dividends. Look for companies with long payout histories.

Medium-High Risk

Minimum: Share price (often $50-$200)

6%

REITs

Real Estate Investment Trusts let you invest in property without buying physical real estate.

Medium Risk

Minimum: Share price (often $10-$100)

3%

High-Yield Savings

Online savings accounts offering better interest than traditional banks. FDIC insured.

Low Risk

Minimum: Often $0-$100

5%

Bond ETFs

Exchange-traded funds that invest in bonds. More stable than stocks.

Low-Medium Risk

Minimum: Share price (often $50-$150)

8%

Robo-Advisors

Automated services that build and manage portfolios for you based on your goals.

Medium Risk

Minimum: Often $100-$500

Getting Started With Easy Investing

1. Open an Investment Account

Choose a brokerage like Fidelity, Vanguard, or Charles Schwab. Many have no minimums.

2. Set Your Budget

Decide how much you can invest regularly, even if it's small amounts.

3. Pick Your Investments

Select 1-3 options from our easy investments list to start.

4. Automate Contributions

Set up automatic transfers to invest consistently without thinking about it.

5. Review Periodically

Check your portfolio every 6-12 months but avoid frequent changes.

Investment Calculator
Best Brokerages for Beginners
  • Fidelity
  • Vanguard
  • Charles Schwab
  • E*TRADE
  • TD Ameritrade
Popular Index Funds
  • VTI (Total Stock Market)
  • VOO (S&P 500)
  • QQQ (Nasdaq 100)
  • VT (Total World Stock)
Investment Mistakes to Avoid
  • Trying to time the market
  • Chasing hot stocks
  • Checking prices daily
  • Paying high fees