You don't need to be a Wall Street expert to make money investing. These easy investment strategies require minimal effort while still providing good returns over time. The key is consistency and letting compound growth work for you.
While all investments carry some risk, these options are among the simplest ways for beginners to start building wealth without needing specialized knowledge.
We consider investments easy when they:
Low-cost funds that track market indexes like the S&P 500. Provide instant diversification.
Medium Risk
Minimum: Often $100 or less
Stocks that pay regular dividends. Look for companies with long payout histories.
Medium-High Risk
Minimum: Share price (often $50-$200)
Real Estate Investment Trusts let you invest in property without buying physical real estate.
Medium Risk
Minimum: Share price (often $10-$100)
Online savings accounts offering better interest than traditional banks. FDIC insured.
Low Risk
Minimum: Often $0-$100
Exchange-traded funds that invest in bonds. More stable than stocks.
Low-Medium Risk
Minimum: Share price (often $50-$150)
Automated services that build and manage portfolios for you based on your goals.
Medium Risk
Minimum: Often $100-$500
Choose a brokerage like Fidelity, Vanguard, or Charles Schwab. Many have no minimums.
Decide how much you can invest regularly, even if it's small amounts.
Select 1-3 options from our easy investments list to start.
Set up automatic transfers to invest consistently without thinking about it.
Check your portfolio every 6-12 months but avoid frequent changes.